Friday, December 08, 2006
Tuesday, December 05, 2006
@ Chengdu

With Dear @ Chengdu
Originally uploaded by thefinalhome.
back from china. lots of fun. lots of snow. lots of cold.
Friday, November 24, 2006
Tuesday, November 21, 2006
The 7% GST
For those residing in Singapore...(this was sent to me by an ex-auditor)
Example 1
In 2006, if after rebates etc and your net taxable income is $60,000, the income tax you need to pay is $2,700 (8.75%). If you spend $800 a month on needed goods and services, the GST paid for 5% will be $480 Total=$3,180 in Tax paid.
In 2007, if after rebates etc and your net taxable income is $60,000, the income tax you need to pay is $2,600 (8.50%). If you spend $800 a month on needed goods and services, the GST paid for 7% will be $672 Total=$3,272 in Tax paid.
From $3,180 to $3,272, the effective increase is 2.89%.
Example 2
In 2006, if after rebates etc and your net taxable income is $400,000, the income tax you need to pay is $61,650 (21%). If you spend $4,000 a month on needed goods and services, the GST paid for 5% will be $2,400 Total=$64,050 in Tax paid.
In 2007, if after rebates etc and your net taxable income is $400,000, the income tax you need to pay is $58,700 (20%). If you spend $4,000 a month on needed goods and services, the GST paid for 7% will be $3,360 Total=$62,060 in Tax paid.
From $64,050 to $62,060, the effective decrease is -3.11%.
Example 3
In 2006, if after rebates etc and your net taxable income is $25,000, the income tax you need to pay is $187.50 (3.75%). If you spend $800 a month on needed goods and services, the GST paid for 5% will be $480 Total=$667.50 in Tax paid.
In 2007, if after rebates etc and your net taxable income is $25,000, the income tax you need to pay is $175 (3.5%). If you spend $800 a month on needed goods and services, the GST paid for 7% will be $672 Total=$847 in Tax paid.
From $667.50 to $847, the effective increase is 26.89%.
The fact is: The poorer you are the more the GST is going to make you poorer.
Thursday, November 02, 2006
Wednesday, November 01, 2006
二十八。

Jump
Originally uploaded by thefinalhome.
二十八。
活了二十八年,自己走过了多少个寂寞的日子,
做了多少个选择,遇见了多少个人,都忘了。
但是,我很高兴我遇见了“阿来,四零,伟哥,AI YING,还有一群默默在我背后打气的朋友,很感谢你们的出现,让我二十八年没有白活。:)
第二十八年的岁月里,出现了“沙拉”,很开心生活里有她,希望二十八后的岁月里,都有她的参与,当第一女主角。(哈哈)
话说,我已经不孝了很多年,自从开始在这小岛生活后。。
感谢母亲的鼓励,关怀,还是一样,她是一个无敌的妈妈。:)
老姐们,虽然很多难听的话,但,好话都是很难听的,不是吗?谢谢你们的耐心,
我,不好教。
好啦,祝我自己生日快乐,加油!
Wednesday, October 25, 2006
Welcome Cely and Hong Kiat

apa dia buat
Originally uploaded by thefinalhome.
Shiok! guys, pls visit us like once a year, or best once half a year, and let us wait.... and Hong Kiat forgot to record ( renew ) his coice recording over my alarm clock... please record and send me. heh!
Btw, sorry for let u guys stand on front of our house for 1/2 hour early in the morning... 叫天天不应, 叫地地不灵.. we will... upgrade our door bell... heh!
Wednesday, October 18, 2006
Organitica

New fonts
Originally uploaded by thefinalhome.
Wala! Spend whole bloody day just to complete A-Z alphabet for my new font type " Organitica ".



